AI-powered intelligence

An AI copilot that knows
your actual portfolio.

Generic AI tools give generic answers. Alphenzi's AI pipeline ingests your holdings, drawdown state, risk rulebook, and weekly performance before generating a single word. The result: buy/trim/hold signals grounded in your specific situation — not market commentary repackaged as advice.

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Why context matters

What makes Alphenzi's AI different from a chatbot.

Any AI tool can tell you that NVDA has momentum or that the Fed is dovish. What they can't do is factor in that you already hold 18% NVDA and are 2.8% from your hard-stop.

Generic AI tools (ChatGPT, Perplexity, etc.)
Answers questions about stocks and markets
Explains financial concepts
Summarizes news and earnings
Doesn't know your specific holdings
Doesn't know your current drawdown
Doesn't know your risk thresholds
Doesn't know your weekly alpha trend
Gives generically applicable answers
Can't generate a portfolio brief
Alphenzi AI copilot
Knows your exact holdings and weights
Knows your current drawdown vs your threshold
Knows your risk regime (normal / defensive / hard-stop)
Knows your rolling alpha trend
News impact already scored for your positions
Generates buy/trim/hold per position, not generically
Generates a weekly portfolio brief
Generates a buy watchlist based on your gaps
Asks follow-up questions about your specific positions
What the AI produces

Three categories of output. All grounded in your data.

The AI doesn't generate commentary. It generates specific outputs anchored to your portfolio state, then lets you interrogate them in the copilot chat.

Buy / Trim / Hold signals
TRIM signal
NVDA — concentration at 18.2%

Position exceeds trim threshold of 15%. Semiconductor news cycle remains constructive, but concentration risk warrants a partial reduction. Consider trimming to 14–15% on any 3–5% strength.

Based on: 18.2% weight · trim threshold 15% · positive news sentiment

Portfolio brief
NORMAL regime
Weekly portfolio brief

Portfolio is at −2.1% drawdown (defensive threshold −8%). Rolling alpha is +0.7% — above the 4-week average. Two positions (AAPL, XBB.TO) have meaningful news events this week. No rule breaches detected.

Synthesizes: drawdown · alpha · news · rulebook state

Buy watchlist
WATCH
Positions worth monitoring

Based on your existing tilt toward technology and your underweight in dividend-yielding equities, three tickers are worth monitoring this week as potential portfolio additions or sizing opportunities.

Based on: portfolio gaps · strategy · concentration budget

All AI outputs are informational only and do not constitute financial, investment, or trading advice. See full disclaimer.

Under the hood

How the AI pipeline actually works.

The pipeline runs in a specific sequence. Context is assembled before the AI generates a single output — that's what makes it grounded rather than generic.

01

Holdings & prices ingested

Your current holdings, live prices, allocation weights, day/week changes, and cost basis are assembled into a structured portfolio snapshot. CAD/USD FX conversion is applied for cross-border positions.

02

Performance data attached

Weekly alpha vs SPY, current drawdown, rolling volatility, Sharpe ratio, and your risk regime classification are all computed and attached to the context. The AI sees your actual numbers, not estimates.

03

Rulebook thresholds loaded

Your personalized risk rulebook — concentration limits, drawdown thresholds, volatility budget — is loaded alongside your current state. The AI knows when you're near or past a threshold before making any recommendation.

04

News impact scores included

News events from the past week are pre-scored against your holdings. The AI receives a filtered list of events that actually affect your positions — not a generic news feed.

05

AI generates grounded outputs

With full portfolio context loaded, the AI (Gemini → GPT-4o mini → deterministic fallback) generates buy/trim/hold signals, a portfolio brief, and a buy watchlist. Outputs reference your specific positions, weights, and risk state.

FAQ

Questions about the AI copilot.

What is an AI portfolio copilot?
An AI portfolio copilot is a tool that uses artificial intelligence to analyze your specific portfolio — your holdings, risk thresholds, and performance history — and surface actionable insights. Unlike generic AI chatbots, it has context about your actual positions before it responds. Alphenzi's copilot can answer questions about your specific holdings, explain why it flagged a position for trimming, or walk through your current risk regime.
How does Alphenzi's AI know about my portfolio?
Before generating recommendations, Alphenzi's AI pipeline ingests your current holdings, weekly performance data, current drawdown state, rulebook thresholds, and recent news impact scores for your positions. This context is assembled and sent as a structured prompt to the AI model. The AI reasons about your specific situation — not a hypothetical generic investor.
What AI models power Alphenzi?
Alphenzi uses a provider chain: Gemini (Google) → GPT-4o mini (OpenAI) → deterministic fallback. Analyst tier uses GPT-4o mini; Command tier prioritizes GPT-4o for deeper reasoning. If AI is disabled or unavailable, the deterministic rules engine still generates rule-based recommendations without sending any data to external AI providers. You can switch providers or disable AI at any time from Settings.
Is my portfolio data sent to OpenAI or Google?
Only when AI features are enabled and you actively start the pipeline. Portfolio context — holdings list, performance data, news impact scores — is sent to your configured AI provider for that session. You can use Alphenzi in deterministic-only mode to keep all data local. AI features can be disabled from Settings without losing any analytics or dashboard functionality. See the Privacy Policy for full details.
What kind of recommendations does the AI copilot make?
The AI generates three categories: (1) buy/trim/hold signals grounded in your holdings, current risk regime, and drawdown state; (2) a portfolio brief summarizing your week's performance, key risk factors, and notable position moves; and (3) a buy watchlist of tickers worth monitoring based on your existing strategy and concentration gaps. All outputs are informational only — not financial advice. See full disclaimer.
Also worth reading

More Alphenzi resources.

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